San Diego Short Sale Expert/Specialist Realtor

(760) 631-8046
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San Diego Short Sale Expert Realtor
Live rent-free for over a year!avg

lA Comparisonm

 Short Sale

(the financial choice)

Loan Modification

(the emotional choice)

JLive Free 12 months on average

LFree living must be paid back 

JEquity in 5 years because you can buy again in 2 just years!

LNo equity in 5 years.  You still owe more than home is worth. 

JNo cost to you

LHigh cost, unless you do it yourself

J75% Success Rate with me

L50% fall behind again in 6 months 

JLower monthly payment afterward

LHigher monthly payment afterward 

JLandlord pays repairs for 2 years

LYou pay for all home repairs 

JPlenty of flexibility. Move where and when you need to.

LNo flexibility. You can't move. You owe more than home is worth.

LYou have to move

JYou don't have to move for now

 

Click Here for Satisfied Client References  (4.3MB)

 

Why Do A Short Sale?

Our average client hasn't made a house payment in over a year, saving them thousands of dollars to pay down other debts and build up their bank account.  Also, a Short Sale is the best possible outcome for your credit if you can't keep the home:

  • Bankruptcy is the worst.  DO NOT declare bankruptcy unless you have overwhelming non-house debt or a refinanced 2nd mortgage that refuses to accept a short sale.
  • Foreclosure is the next worst credit blemish.  AVOID foreclosure.
  • Deed-In-Lieu of Foreclosure is just as bad as Foreclosure on your credit, and you will miss out on months of free housing.  You may also have to pay an attorney up-front money.  That's a lose-lose scenario.
  • Short Sale is best on your credit.

    •  

    How Are We Better?

    1) We do not charge any up-front fees.  If anyone wants to charge you an up-front fee, run.  The foreclosure industry is rampant with fraud.

     

    2) If we can't get your Short Sale approved, NO ONE could.  We've developed sophisticated marketing systems and negotiating techniques to find the highest price buyer for your home and to get your lender to say 'yes' to this buyer.  We're not investors looking for a deal.  Do not attempt to short sell to an investor because your lender will probably say 'no' to their low price. 

     

    3) We look out for YOU first.  Some will Short Sell your home to earn a commission not knowing (or caring) that it could cause you to incur a significant IRS tax debt.  Others will ignorantly tell you foreclosure is best when you absolutely should do a Short Sale.

     

    4) We are Short Sale experts.  They're 100% of our business.  Visit our Frequently Asked Questions

     

    Act Now

    Contact us immediately so we have time to get the Trustee Sale foreclosure postponed.  If you haven't found a way to save your home by the time the Notice of Default has been recorded (4 months late), you probably won't, so call us right away. 

     

    Note: If you have no equity and an FHA insured loan, DO NOT move out of the home.